How does our team accomplish this?

We understand that making insurance decisions can be challenging. Our editorial team is committed to helping you grasp how insurance works and how it is priced.

• We demystify insurance terminology by explaining it in simple, understandable terms.
• We provide comprehensive guides covering various aspects of insurance. Our editors and experts have decades of experience in reporting on and researching insurance.
• We offer tools and calculators to help you determine your insurance needs and understand the associated costs.
• We monitor the evolving insurance market, consult top industry experts, and analyze insurance rates to give you the insights needed to make informed decisions.
• We provide a one-stop resource for obtaining quotes and purchasing policies from leading auto, life, health, and home insurance companies.

Methodology: Insurance rates

smartautosaver.site collaborates with Quadrant Information Services to gather auto insurance data for 35,000 ZIP codes, covering hundreds of car makes and models. Our average rates are based on 100/300/100 bodily injury and property damage liability limits with $500 deductibles for comprehensive and collision coverages for a 40-year-old driver with a 2021 Honda Accord LX, who has a clean driving record (no recent violations), a good insurance score, and a 12-mile commute. For home insurance rates, we also partner with Quadrant, using $300,000 in dwelling coverage, $300,000 in liability coverage, and a $1,000 property deductible as our benchmarks.